Costs of dail ymeals, cost of building a new bathroom

Building a New Bathroom, Construction Costs in Philippines

Philippines. Live Cheap! Groceries. Lunch and Dinner  gives ideas of food costs here.

Philippines Budget Breakdown
 
Also more costs here
http://www.philippineslivecheap.com/2009/11/groceries-breakdown-philippines-live.html

Your House could be an obstacle for you to retire



If this applies to you fine if it doesn't or you can't think the thought of selling the family home fine. Just take what you use in the concepts we have experienced and integrate them into retiring and keeping your home. This is still your guide to living cheap and well.

Consider what all the costs of home ownership are on an annual basis. Go ahead, pull out your credit card slips,tax returns and check stubs.



They should include:
Mortgage payment
Home insurance
Property tax
Garbage pickup
Electricity
Gas
Sewer
Water
Phone
Cable
Loews, Home Depot expenses
Furniture


Don't include things like medicine, household items, linens, and groceries. You will have those expenses everywhere, no matter which way you chose to retire.


Once you determine what living in your house is costing you lets take a look at transportation and your lifestyle.



And retirement in the Philippines could be a new adventure in home ownership where summer is all year round!

A Retiring Life on the Beach in Nicaragua, Much better in the Philippines I think

From the NY Times San Juan del Sur, Nicaragua — Today, like every day, begins with a smoothie: a blend of pineapple, melon, banana, passion  fruit, papaya, yogurt, nuts and pitaya, a Central American delicacy responsible for the bright magenta coloring of the drink in Bob Schmidt’s hand.
http://www.vanuatu-vacations.com/images/eratap_beach.jpg
“One of these will fill you up and keep you going through lunch,” Mr. Schmidt, 63, said while setting aside a creased paperback and gazing out from his second story to a view of the Pacific Ocean. Surfers flitted along the surface of a neatly groomed groundswell 50 yards below his tiled-floor home, which might pass for a beachfront palace in Malibu but for the wooden plaque on the wall reading “Bienvenidos a mi hogar” (“Welcome to my home”) and the sporadic power outages typical of rural developing countries.

Mr. Schmidt and his wife, Sheri, 62, are among the estimated 3,000 foreign  property owners in this country, which, starting in the early part of this decade, followed Costa Rica’s lead as an affordable paradise for second- and retirement-home owners. When the Schmidts bought their property here in 2005, paying $200,000 for an oceanfront lot and spending about $80 per square foot in construction costs, the Sandinista leader Daniel Ortega had not yet reclaimed the presidency, and Nicaraguan real estate was booming; asking prices were selling prices.

Much has changed since then.Mr. Ortega has not only regained power, but also won a disputed ruling by the Nicaraguan Supreme Court in November that could enable him potentially to extend his reign; that and a series of unconvincing municipal elections have catapulted Nicaragua, Latin America’s poorest country (the per capita gross domestic product was $1,123 in 2008, according to the United States State Department), back into the periphery of international concern.

"Once I saw this place and this beach, that just was it,” said Mr. Schmidt,  who is originally from Southern California but worked as a livestock farmer with his wife outside St. Paul for 36 years. The couple first bought a second home on the beach at Playa Hermosa, Costa Rica, in 2002 for $150,000, calling the impulse buy “a total fluke,” and migrated to Nicaragua after his wife’s retirement in 2006.

“By the time I was ready to retire, it had already gotten so touristic down there that we just wanted to go somewhere else,” Ms. Schmidt said of Costa Rica. “And Bob wanted to be on a surf break. So here we are.”
“I think we’ll take a leap of faith,” he said. “It’s money that’s at risk, perhaps, but not any more risky than watching your 401k. And it’s a lot more fun. There’s truly an upside to it.”    Continue reading here http://www.nytimes.com/2009/12/11/greathomesanddestinations/11nica.html?_r=1&pagewanted=print

If you are going to be in the Philippines at Christmas and looking for a beach house there are many offered in Sulit classified ads.  Retire or make a 2nd home here away from the cold snow winds of the USA and make your money go 5 times further here in the Philippines

Read retire in the Philippines and some live on $500 a month  http://stayphilippines.blogspot.com/

Check out the real esate guidance here http://philippineland.blogspot.com/


Wonderful Cebu Beach estate to check out during Christmas or Sinulog  and a farm land with wonderful mountain view in Borton 4 1/2 hector  See them at Christmas here in Cebu



Households take up challenge to be chilly
Once again, Nichols has entered a local Internet message board's "furnace abstinence" contest where bragging rights and an iceberg-shaped trophy are at stake for those who can go the longest without turning on their furnaces.http://www.usatoday.com/news/nation/2009-12-13-no-heat_N.htm

Tags:  beach house tropics Philippines, Asian beach house, Philippine tree farm, Cebu beach house, Cebu farm land for sale